(330) 782-5664 • 535 Marmion Avenue Youngstown, Ohio 44502

Budgeting and Money Management

Financial Education Services (FES) is a financial literacy program. The purpose of FES is to assist families in gaining the knowledge, skills, and confidence necessary to manage money and make financial decisions in an informed and effective manner.

How Can We Help?

Our goal is to treat all clients with confidentiality, dignity and respect while providing the knowledge and tools to:

Make sound credit and
budget decisions

Create a plan to become

Achieve self-sufficiency

Work toward future
financial goals

Manage a financially
stable home

Increase assets/savings

Let us help you reach your financial goals

COMPASS offers counseling and assistance with:

The home buying process

Protecting your home from foreclosure

Seeking and obtaining decent, affordable rental housing

Developing financial goals

Understanding credit and how to use it wisely

Saving, insurance, and investments

Budgeting and effective money management

Establishing, building and maintaining good credit

Pre/post-bankruptcy counseling

Re-establishing credit after bankruptcy

Protecting your family against financial loss

Consumer awareness topics such as how to avoid predatory lending and protection from common scams and rip-offs

Planning for long term self-sufficiency/retirement

Converting your home into cash through Reverse Mortgage

Financial counseling and education

We can provide help through:

  • Confidential individual counseling
  • Group financial education workshops and outreach
  • First-time homebuyer education workshops
  • Budget/credit counseling for those applying for bankruptcy and for those who have already filed for bankruptcy

Life changes bring special challenges

We offer counseling to help families manage through special challenges that come with:

  • Job loss
  • Major health problems
  • Lack of affordable housing
  • Major debt and impending foreclosure
  • Major life changes and events such as: marriage, separation, divorce, death of a spouse, domestic violence, etc.

Financial education speaking engagements

We provide FREE outreach/workshops on a wide range of financial topics geared toward churches, civic groups, schools and other non-profit organizations. Please call 330-782-5664 for more information.

Staff credentials

Our staff consists of bachelor’s degreed counselors trained and/or certified in finance, lending, credit and housing counseling.